Compare · Prices checked October 21, 2026
Factory AI vs Cursor (2026)
Published starting prices: Factory AI, $20/mo. Cursor, Free; Plus $8/mo. Side-by-side public pricing, what each does, real use cases and who each suits, all from our listings with sources. We haven't tested either hands-on.
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Coding
Factory (Droids)
Software-development agents (Droids) that work in your terminal, IDE or cloud to build features, review code and fix incidents.
Subscription$20/mo
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CodingFree tier
Cursor
An AI code editor with agents that plan and make multi-file changes, plus cloud agents and code review.
Subscription · 2 use casesFree; Plus $8/mo
Quick answer
- Cheaper: Comparing the lowest listed monthly plans: Factory AI Pro: $20/mo, and Cursor Plus: $8/mo (Grok models only). Cursor lists the lower one. Cursor also has a free plan. Plans differ in what they include, and some are per seat or billed yearly, so compare the plan details. Checked October 21, 2026.
- Free plans: Factory AI: no $0 plan on its pricing page (checked October 21, 2026). Cursor: yes. Its Free plan is $0 (limited AI use), checked October 21, 2026.
Pricing side by side
| Item |  Factory |  Cursor |
|---|---|---|
| Starting price | $20/mo | Free; Plus $8/mo |
| Pricing model | Subscription | Subscription |
| Free plan | No | Yes |
| Plans |
|
|
| Pricing note | not published | Cursor's plans are now bundled with X/Grok features. Third-party models (Claude, GPT and others) are billed separately by usage. |
| Checked | October 21, 2026 | October 21, 2026 |
| Source | Vendor pricing page | Vendor pricing page |
Copied from each vendor's public pricing page on the date shown. "not published" means the vendor doesn't publish it; we don't guess. Prices change; confirm with the vendor.
Features and details from our listings
| Item | Factory AI | Cursor |
|---|---|---|
| What it is | Software-development agents (Droids) that work in your terminal, IDE or cloud to build features, review code and fix incidents. | An AI code editor with agents that plan and make multi-file changes, plus cloud agents and code review. |
| Made by | Factory | Cursor |
| Listed under | Coding agents | Coding agents |
| Jobs it fits |
|
|
| Verified public use cases | 0 | 2 |
Use cases
Factory
We haven't found a verified public use case for Factory yet.
Cursor
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Use caseCoding
A beginner poker player went from small Python scripts that export his hand histories to a full Laravel web app for reviewing hands, built with help from Cursor.
Oct 2025Reilly Chase
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Use caseCoding
A developer wrote a Cursor rule whose job is to write other Cursor rules, so project conventions get saved as reusable instructions for the agent.
Apr 2025Adithyan (blog), via Hacker News
Use cases are summarised in our own words from the linked public post; vendor case studies are labelled. All use cases.
Who each is best for
- Subscription
Factory is best for
- Teams that need to: Delegate features and fixes to agents; Review pull requests.
- Budget: starts at $20/mo (subscription).
- SubscriptionFree plan
Cursor is best for
- Teams that need to: Build or change an app with an agent in the editor; Refactor and fix bugs across files.
- Budget: starts at Free; Plus $8/mo (subscription, free plan available).
From our listing data (jobs, public pricing); not a hands-on test. Full details: Factory · Cursor.
FAQ
Which is cheaper, Factory AI or Cursor?
Comparing the lowest listed monthly plans: Factory AI Pro: $20/mo, and Cursor Plus: $8/mo (Grok models only). Cursor lists the lower one. Cursor also has a free plan. Plans differ in what they include, and some are per seat or billed yearly, so compare the plan details. Checked October 21, 2026.
Is Factory AI free? Is Cursor free?
Factory AI: no $0 plan on its pricing page (checked October 21, 2026). Cursor: yes. Its Free plan is $0 (limited AI use), checked October 21, 2026.
How much does Factory AI cost?
Factory AI lists Pro: $20/mo; Plus: $100/mo; Max: $200/mo; Teams: $60/mo + $40/seat. Its lowest listed monthly plan is Pro: $20/mo. Checked October 21, 2026 on the vendor's pricing page.
How much does Cursor cost?
Cursor lists Free: $0 (limited AI use); Plus: $8/mo (Grok models only); Premium: $30/mo (latest models, cloud agents); Super: $100/mo (15x Plus usage); Ultra: $200/mo (50x Plus usage); Teams: from $30/user/mo. Its lowest listed monthly plan is Plus: $8/mo (Grok models only). Cursor's plans are now bundled with X/Grok features. Third-party models (Claude, GPT and others) are billed separately by usage. Checked October 21, 2026 on the vendor's pricing page.
Did AITeamGuide test them?
Not hands-on. This comparison is built from each vendor's public pricing page (with the date we checked it), published product information and credited public use cases.
Can a vendor pay to win this comparison?
No. Nothing here is paid. Paid placements on AITeamGuide are always labelled "Sponsored" or "Featured" and never change a comparison or ranking.
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