Copilot Studio vs n8n (2026)

Copilot Studio's lowest listed monthly plan is Copilot Credit pack: $200/mo (per pack/month, tenant-wide; 25,000 Copilot Credits per pack; build autonomous agents and publish to external channels); n8n lists its paid plans in euros, from Starter: €20/mo (billed annually), so there's no like-for-like monthly comparison, since the currencies differ. n8n also has a free plan. Checked October 24, 2026 and October 23, 2026.

Copilot Studio: no $0 plan on its pricing page (checked October 24, 2026); the pricing information we captured mentions a free trial ("Microsoft offers a free trial, and a free Azure account comes with a $200 Azure credit"). n8n: yes. Its Community Edition plan is $0 (self-hosted, open source on GitHub; you run the server), checked October 23, 2026.

Copilot Studio lists Copilot Credit pack: $200/mo (per pack/month, tenant-wide; 25,000 Copilot Credits per pack; build autonomous agents and publish to external channels); Pay-as-you-go: Usage-based (pay only for the Copilot Credits used, billed at the end of the period; needs an Azure subscription; per-credit rate not listed on the pricing page); Pre-purchase plan: Contact sales (prepaid Copilot Credit Commit Units, up to 20% savings per Microsoft; no price listed on the pricing page); Microsoft 365 Copilot add-on: $30/mo (per user/month, paid yearly; includes Copilot Studio for building agents for internal use within Microsoft 365; needs a qualifying Microsoft 365 plan). Its lowest listed monthly plan is Copilot Credit pack: $200/mo (per pack/month, tenant-wide; 25,000 Copilot Credits per pack; build autonomous agents and publish to external channels). US list prices from Microsoft's Copilot Studio pricing page. Standalone Copilot Studio is sold tenant-wide as Copilot Credit packs ($200 for 25,000 credits a month) or as a pay-as-you-go meter (no per-credit rate shown on that page; an Azure subscription is required); each agent action or response uses a varying number of credits. Microsoft offers a free trial, and a free Azure account comes with a $200 Azure credit. No free plan is listed. Checked October 24, 2026 on the vendor's pricing page.

n8n lists Community Edition: $0 (self-hosted, open source on GitHub; you run the server); Starter: €20/mo (billed annually; hosted by n8n; 2.5K workflow executions/mo, 5 concurrent, 1,600 Assistant credits/mo); Pro: €50/mo (billed annually; hosted by n8n; 10K workflow executions/mo, up to 50 concurrent, admin roles, workflow history); Business: €667/mo (billed annually; self-hosted only; 40K workflow executions/mo, SSO/LDAP, Git version control, environments); Enterprise: Custom pricing (hosted or self-hosted; 200+ concurrent executions, log streaming, SLA support). It doesn't list a monthly price for every plan, so check the plan details. Prices are shown in euros on n8n.io/pricing and are the annual-billing rates (the page says annual saves 17%). All plans include unlimited users and workflows; you pay per workflow execution, however many steps it has. The n8n Cloud free trial needs no credit card. Checked October 23, 2026 on the vendor's pricing page.

Not hands-on. This comparison is built from each vendor's public pricing page (with the date we checked it), published product information and credited public use cases.

No. Nothing here is paid. Paid placements on AITeamGuide are always labelled "Sponsored" or "Featured" and never change a comparison or ranking.