Best AI bookkeeping and finance tools in 2026

• FinanceFree tier

  Ramp

  Corporate cards and spend management with AI agents that check expenses against policy, code transactions and process bills.

  Per seatFree; Plus $15/user/mo

• Finance

  Puzzle

  AI accounting software for startups that categorises transactions and keeps books close to real time, with an AI suite included.

  Subscription$30/mo

• QuFinanceFree tier

  QuickBooks Online (Intuit AI agents)

  QuickBooks Online with Intuit's AI agents for bookkeeping, payments and finance tasks built into the plans.

  Subscription$38/mo (Simple Start)

• Finance

  Digits

  AI-native accounting software that books transactions automatically and gives live financial statements for small businesses.

  Subscription$65/mo

• Finance

  Pilot

  Bookkeeping, tax and CFO services for startups and small businesses, run by accountants with AI-assisted software.

  Subscription$99/mo

• Finance

  Docyt

  AI accounting automation for multi-location businesses such as hotels and restaurants: reconciliation, revenue and expense workflows.

  Subscription$299/property/mo

• Finance

  Booke AI

  An AI bookkeeper that works inside QuickBooks and Xero: categorises bank transactions, reconciles and flags questions for the client.

  Subscription$129/business/mo

How we ordered this list: whether the vendor publishes its prices, then the number of verified public use cases we've found, then the lowest listed monthly plan. Only full listings (verified starting price with its source) are included. We haven't tested these hands-on. How we rank.

Pricing compared

Public pricing of AI bookkeeping and finance tools, with the date each price was checked

Agent	Starts at	Model	Free plan	Plans	Checked	Source
Ramp	Free; Plus $15/user/mo	Per seat	Yes	Free: $0/mo/user Plus: $15/mo/user	October 21, 2026	Source
Puzzle	$30/mo	Subscription	No	Starter: $30/mo Core: $72/mo Complete: $120/mo Scale: $360/mo	October 21, 2026	Source
QuQuickBooks Online	$38/mo (Simple Start)	Subscription	Yes	Free: $0/mo Simple Start: $38/mo Essentials: $85/mo Plus: $140/mo Advanced: $340/mo	October 21, 2026	Source
Digits	$65/mo	Subscription	No	Essentials: $65/mo Core: $100/mo Pro: $250/mo	October 21, 2026	Source
Pilot	$99/mo	Subscription	No	Essentials: $99/month Tax (single-member LLC): from $1,000/year	October 21, 2026	Source
Docyt	$299/property/mo	Subscription	No	Accounting Suite: from $299/property/mo Daily Flash: from $100/location/mo Catch-up accounting: $200 per month caught up	October 21, 2026	Source
Booke AI	$129/business/mo	Subscription	No	AI Bookkeeper (Business): $129/business/mo	October 21, 2026	Source

Download this table as a CSV (free, CC BY 4.0: product, starting price, pricing model, free plan, every listed plan, checked date, vendor pricing page).

Prices are copied from each vendor's public pricing page on the date shown. "not published" or "Contact sales" means the vendor doesn't publish a price; we don't guess. Prices change; confirm with the vendor.

FAQ